Full loan EMI with a year-by-year amortization schedule showing principal vs interest paid.
Open toolEMI Calculator
Quick monthly EMI, with a visual principal-vs-interest split of your total repayment.
About this calculator
A fast way to check what your monthly installment will be for a given loan amount, rate, and tenure - along with how much of your total repayment is principal versus pure interest cost.
Frequently asked questions
How is this different from the Loan Calculator?
This one is built for a quick check - EMI amount plus the overall principal/interest split. The Loan Calculator adds a full year-by-year amortization table if you need the detailed breakdown.
Does a longer tenure mean I pay more interest?
Yes, generally - stretching the same loan over more months lowers your EMI but increases total interest paid, since the balance stays outstanding (and accruing interest) for longer.
What rate should I enter?
Use the annual interest rate quoted by your lender (the reducing-balance rate, which is how most loans in India are structured).
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