EMI
No signupLoan Calculator
Full loan EMI with a year-by-year amortization schedule showing principal vs interest paid.
Open toolEMI
EMI Calculator
Quick monthly EMI, with a visual principal-vs-interest split of your total repayment.
How to use it
Enter loan amount, annual rate and repayment tenure, then compare EMI and total interest.
When it helps
Estimate monthly cash flow before requesting a lender quote.
Worked example
A zero-interest principal of 60,000 over 12 months gives an EMI of 5,000.
Assumptions and privacy
Calculations run in your browser. Results are estimates based on your inputs and the model shown, with rounding differences possible. They do not replace a lender quote, payroll review, tax filing or professional advice. Confirm rates and rules for your situation before using the result.
About this calculator
A fast way to check what your monthly installment will be for a given loan amount, rate, and tenure - along with how much of your total repayment is principal versus pure interest cost.
Good to know
Frequently asked questions
How is this different from the Loan Calculator?
This one is built for a quick check - EMI amount plus the overall principal/interest split. The Loan Calculator adds a full year-by-year amortization table if you need the detailed breakdown.
Does a longer tenure mean I pay more interest?
Yes, generally - stretching the same loan over more months lowers your EMI but increases total interest paid, since the balance stays outstanding (and accruing interest) for longer.
What rate should I enter?
Use the annual interest rate quoted by your lender (the reducing-balance rate, which is how most loans in India are structured).
quick_facts.json
{
"runs_in_browser": true,
"data_sent_to_server": false,
"signup_required": false,
"price": "free",
"category": "Loans & EMI"
}
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