EMI

EMI Calculator

Quick monthly EMI, with a visual principal-vs-interest split of your total repayment.

Overview

About this calculator

A fast way to check what your monthly installment will be for a given loan amount, rate, and tenure - along with how much of your total repayment is principal versus pure interest cost.

Good to know

Frequently asked questions

How is this different from the Loan Calculator?

This one is built for a quick check - EMI amount plus the overall principal/interest split. The Loan Calculator adds a full year-by-year amortization table if you need the detailed breakdown.

Does a longer tenure mean I pay more interest?

Yes, generally - stretching the same loan over more months lowers your EMI but increases total interest paid, since the balance stays outstanding (and accruing interest) for longer.

What rate should I enter?

Use the annual interest rate quoted by your lender (the reducing-balance rate, which is how most loans in India are structured).

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